For Licensed Lenders
Welend is Uganda's regulated peer-to-peer lending marketplace. We connect licensed lenders with pre-vetted borrowers, handling KYC, documentation, and repayment tracking so you can focus on deploying capital confidently.
Why Welend
Every feature is designed to minimize risk and maximize returns for licensed lending institutions and individuals.
Every borrower undergoes National ID verification, phone confirmation, and document review before appearing in the marketplace.
Review bank statements, payslips, proof of residence, and business registrations before making a lending decision.
Borrowers must provide 2+ guarantors who confirm via SMS. This adds a layer of social accountability.
You decide the interest rate, loan amount, and duration. No platform-imposed rates — full control.
Deposit via Mobile Money or bank transfer. Disbursements and repayments flow through your wallet automatically.
Track your portfolio performance, repayment rates, earnings breakdown, and projected returns in one dashboard.
How It Works
Register as an Individual or Company lender. Complete KYC verification including National ID and BoU licensing details.
Filter by loan type (Personal, Business, Real Estate, Education), duration, and amount. View full profiles, documents, and guarantor details.
Set your interest rate, confirm the amount and duration. See live calculations of borrower payments and your total earnings before submitting.
Once accepted, funds are disbursed from your wallet. Track monthly repayments, receive automatic deposits, and monitor your portfolio growth.
14.2%
Avg. Annualized Yield
98.4%
Repayment Rate
2,847
Active Lenders
UGX 18B+
Total Deployed Capital
Safety & Compliance
Welend operates under a Bank of Uganda Tier IV Credit Institution licence. All lending activities comply with Ugandan financial regulation and consumer protection law.
BoU Tier IV Licensed platform
All borrowers KYC-verified with National ID
2+ confirmed guarantors per application
Automated repayment tracking & alerts
Portfolio diversification tools
Overdue notification + recovery support
“Welend has transformed how I deploy capital. The borrower vetting is thorough, the guarantor system gives me confidence, and the dashboard makes tracking effortless.”
Joseph M.
Licensed Individual Lender · Kampala
Join thousands of lenders on Uganda's most trusted regulated lending marketplace.